• Fitness Consulting
• Fitness Facility Design
• Fitness Equipment Sales
• Fitness Equipment Service
• Fitflex Leasing
• Contact Us

Browse by Category

• Cardiovascular
• Strength Equipment
• Fitness Flooring
• Lockers
• Audio/Visual
• Saunas/Steam Rooms
• Accessories
• Flexibility
• Martial Arts

Buy Fitness Equipment

• 
• 

When buying equipment for your fitness facility, there are three basic financing options. You can pay cash, finance through your bank, or lease the equipment through IFS.

Benefits of Leasing

• Provides fixed rate financing
• Allows you to keep credit lines open
• Gives you the opportunity to provide state-of-the-art equipment to your clients
• Allows you to pay for the equipment as it benefits you

Some Popular Lease-Purchase Options*

One time 8% or 11% Fixed Interest Leases

• Choose between an 8% or 11% fixed interest lease as your down payment plus a one time documentation fee of $75. 

• Divide your invoice amount by 12 months and own your equipment after 12 months for just $1.00.

Replacement/Upgrade Program

• Option 1: Lease the equipment for the full 36 month term and own it outright with nor further obligation or costs.

• Option 2: After only 30 payments, you may choose the replacement option and be eligible to lease new equipment. Your original contract will be cancelled, your new equipment will be delivered on the old equipment is returned.

15 Good Reasons to Lease Equipment!

1.     Use of Equipment: Leasing is the use of an asset. No business pays it employees’ salary in advance; they pay people as they contribute. It should be no different with a contributing asset like business equipment. Leasing enables you to pay as you use.

2.     Fixed Payments: Monthly payments on a lease are generally fixed for the entire term of the lease. This is a distinct advantage in times when many financing transactions are floating interest rates. Knowing in advance what your payments will be, enables you to budget and manage equipment dollars for a long time.

3.     Little or No Down Payment: Most traditional financing options require a sizable down payment. On cash purchases this can be as much as 20%. Little or No down payment is required on a lease.

4.     100% Financing: Traditional methods of financing options usually do not include “soft” items such as installation and freight. A good lease transaction contains both of these, there by allowing you to finance the total package.

5.     Flexibility: Leasing provides the lessee with greater structuring flexibility. The leasing industry is typically populated by aggressive entrepreneur types who find ways to structure lease transactions to fit the needs of their customers. This gives a lessee the opportunity to make the most of such lease structuring variables as number and amount of advance payment amount, purchase option, etc.

6.     Easier Than Bank Loans: Leasing programs and procedures as specially designed to take the red tape out of financing capital equipment for business.

7.     Purchase or Renewal Options: Most lease arrangements allow customers the option to either purchase at a stated amount or at a Fair Market Value, or to renew the lease at a reduced monthly payment. The lease structure determines which of the options is available.

8.     Conservation of Capitol: Because of the sizable cash outlay involved in purchasing new equipment, many businesses lease to conserve capital. Money that could be used to buy inventory, advertise, and hire personnel is better spent doing just that rather than spent purchasing equipment that is worth less and less as time goes by. If you are in business where you have important alternative uses for money on hand, leasing always wins out in the lease versus by analysis.

9.     Easier Cash Flow Forecasting: Leasing, which is simply dollars-per-month financing helps an equipment user fit a monthly payment into their budget limits. They don’t have to go to capital expenditure committees for approval.

10.   Ability To Work Within Budget: Subsidiaries of large corporations or department managers of small companies have the authority to acquire equipment they need, but only if it fits within operating budget guidelines. Many managers decide to acquire needed equipment via leasing because it allows them to have the use of equipment (which is all they really want) and still work within operating budget limits. They don’t have to go to capital expenditure committees for approval.

11.   Tax Benefits: Just as businesses have done for years, a lessee can usually deduct their monthly lease payment as an operating expense. This clearly reduces the new cost of the lease. It is always best to talk to your tax accountant.

12.   State Of The Art Equipment: When dollars are already budgeted, managers who need newer equipment can conveniently acquire that equipment on a dollar-per-month basis since the monthly payment precedent has usually been established.

13.   Additional Lines Of Credit: When equipment is bought with borrowed funds, credit lines with a lender are reduced. When equipment is leased, a business has in fact established an additional line of credit with its lessor.

14.   Use Lessor For Other Equipment Needs: Many lessors are in the position to lease just about any type of equipment.

15.  Leasing: Your new machinery and equipment will allow you to preserve your existing cash flow and to be able to respond to new business opportunities. The profits generated from the productivity of the equipment is usually greater than the lease payments.

» Click here to apply for your leasing online

» View articles about Leasing in our Resource Area. Click here

» 15 Good Reasons To Lease Equipment. Click here

__________________________

* Applicant must meet minimum credit criteria to take advantage of any lease or financing program. All lease and finance programs are offered through secondary sources. Please contact your leasing consultant for further details and other leasing / financing opportunities.